Maryland Down Payment Assistance

The American Dream Down Payment Act is a down payment assistance initiative that allows grants to be given to participating jurisdictions to assist low-to-mid-income families and uniformed employees such as, policemen, firemen, sanitation, maintenance workers, and teachers who are employees of the participating state to achieve homeownership.

Grants made available under this initiative may be used only for down payment assistance toward the purchase of single family housing by eligible families. The allocation formula for the grant amounts are done by considering the state of Maryland or the participating jurisdiction's prior year's commitment to assistance to homebuyers, the formula shall consider amounts committed to such purpose under the home investment partnerships program, the community development block grant program, mortgage revenue bonds, and prior year's funding from State and local governments, provided that the data underlying such funding is uniform, verifiable, and accurate by the State and local government, and shall consider other factors that the Secretary determines to be appropriate.

Are you eligable for the Maryland State Down Payment Assistance Program?

Fill out our Down Payment Assistance Application for a free consultation.

State Representatives & Participating Jurisdictions
View Official White House Documents & Press Releases.	View a copy of HR1276: The American Dream Downpayment Act	List your program with our National Down Payment Assistance Directory.

National Down Payment Assistance Resources:

	Federal Housing Credit Housing Assistance links and information, Good credit or low credit mortgage information, Credit repair and Foreclosure Guides.
	FHA - GRANTS Directory from Google to FHA Housing Grants
	FHA Home Loans FHA Home Loans and Lenders with the best rates. Information on $8,000 Federal Housing Tax Credit.
	FREE Credit Reports - See ALL 3 National Scores Online FREE See All 3 National Credit Scores & 3 Reports Instantly, Online & Free!
	Lowst Rates on FHA loans - Lending Tree Lending Tree FHA Loan Guide - Get the best rates for you FHA loan with Lending Tree.
	Refinance FHA Loans Information about the various refinance options for FHA mortgages and FHA Reverse Mortgages
	USA Down Payment Assistance Guide A guide & application to receiving down payment assistance through government and privately held funding available for mid to low income families.
	Down Payment Grant Money A directory of links and services for first time home buyers, real estate, down payment assistance, mortgages, american dream
	Federal Housing Mortgage Lists of FHA Loan websites and information
	Opening Doors - A Housing Initiative for the Disability Community Opening Doors is a housing initiative designed to provide information and technical assistance on affordable housing issues to people with disabilities, their families, advocates, and service providers across the United States.

Maryland Down Payment Assistance Resources:

Maryland Department of Housing and Community Development - Down Payment Assistance Programs CDA Maryland Mortgage Program and Down Payment Assistance - housing grants

Maryland Realtors By City:

	Aberdeen		Abingdon		Annapolis		Arlington
	Arnold		Aspen Hill		Baltimore		Bel Air
	Berlin		Bethesda		Bowie		Cabin John
	Cape Saint Claire		Capitol Heights		Catonsville		Cheverly
	Chevy Chase		Clifton East End		Clinton		Cockeysville
	Colesville		College Park		Columbia		Crofton
	Crownsville		Darnestown		Davidsonville		Derwood
	Dundalk		Easton		Edgewater		Edgewood
	Elkton		Ellicott City		Essex		Fort Washington
	Frederick		Gaithersburg		Gambrills		Germantown
	Gibson Island		Glen Arm		Glen Burnie		Hagerstown
	Halethorpe		Kensington		La Plata		Lutherville Timonium
	Middle River		Millersville		Montgomery Village		Mount Airy
	North Bethesda		North Potomac		Ocean City		Odenton
	Olney		Owings Mills		Pasadena		Perry Hall
	Pikesville		Potomac		Randallstown		Rockville
	Ruxton		Saint Charles		Salisbury		Sandy Spring
	Severn		Severna Park		Silver Spring		Solomons
	Takoma Park		Towson		Upper Marlboro		Waldorf
	White Marsh