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North Carolina Down Payment Assistance

The American Dream Down Payment Act is a down payment assistance initiative that allows grants to be given to participating jurisdictions to assist low-to-mid-income families and uniformed employees such as, policemen, firemen, sanitation, maintenance workers, and teachers who are employees of the participating state to achieve homeownership.

Grants made available under this initiative may be used only for down payment assistance toward the purchase of single family housing by eligible families. The allocation formula for the grant amounts are done by considering the state of North Carolina or the participating jurisdiction's prior year's commitment to assistance to homebuyers, the formula shall consider amounts committed to such purpose under the home investment partnerships program, the community development block grant program, mortgage revenue bonds, and prior year's funding from State and local governments, provided that the data underlying such funding is uniform, verifiable, and accurate by the State and local government, and shall consider other factors that the Secretary determines to be appropriate.

Are you eligable for the North Carolina State Down Payment Assistance Program?
Fill out our Down Payment Assistance Application for a free consultation.

State Representatives & Participating Jurisdictions
View Official White House Documents & Press Releases.
View a copy of HR1276: The American Dream Downpayment Act
List your program with our National Down Payment Assistance Directory.

National Down Payment Assistance Resources:

Federal Housing Credit Federal Housing Credit
Housing Assistance links and information, Good credit or low credit mortgage information, Credit repair and Foreclosure Guides.
FHA - GRANTS FHA - GRANTS
Directory from Google to FHA Housing Grants
FHA Home Loans FHA Home Loans
FHA Home Loans and Lenders with the best rates. Information on $8,000 Federal Housing Tax Credit.
FREE Credit Reports - See ALL 3 National Scores Online FREE FREE Credit Reports - See ALL 3 National Scores Online FREE
See All 3 National Credit Scores & 3 Reports Instantly, Online & Free!
Lowst Rates on FHA loans - Lending Tree Lowst Rates on FHA loans - Lending Tree
Lending Tree FHA Loan Guide - Get the best rates for you FHA loan with Lending Tree.
Refinance FHA Loans Refinance FHA Loans
Information about the various refinance options for FHA mortgages and FHA Reverse Mortgages
USA Down Payment Assistance Guide USA Down Payment Assistance Guide
A guide & application to receiving down payment assistance through government and privately held funding available for mid to low income families.
Down Payment Grant Money Down Payment Grant Money
A directory of links and services for first time home buyers, real estate, down payment assistance, mortgages, american dream
Federal Housing Mortgage Federal Housing Mortgage
Lists of FHA Loan websites and information
Opening Doors - A Housing Initiative for the Disability Community Opening Doors - A Housing Initiative for the Disability Community
Opening Doors is a housing initiative designed to provide information and technical assistance on affordable housing issues to people with disabilities, their families, advocates, and service providers across the United States.

North Carolina Down Payment Assistance Resources:

North Carolina Housing Finance Ageny - mortgages to help pay down payment and closing costs North Carolina Housing Finance Ageny - mortgages to help pay down payment and closing costs
Down payments are usually 0% to 3% of the sales price. VA, USDA and conventional loans are available at 100% financing. Buyers who do not use NCHFA down payment assistance may use gift funds from a family member to pay down payment and closing costs

North Carolina Realtors By City:

Andrews Down Payment Assistance Realtors Andrews Apex Down Payment Assistance Realtors Apex Asheville Down Payment Assistance Realtors Asheville Ayden Down Payment Assistance Realtors Ayden
Belmont Down Payment Assistance Realtors Belmont Bessemer City Down Payment Assistance Realtors Bessemer City Blowing Rock Down Payment Assistance Realtors Blowing Rock Boone Down Payment Assistance Realtors Boone
Brentwood Down Payment Assistance Realtors Brentwood Bryson City Down Payment Assistance Realtors Bryson City Burlington Down Payment Assistance Realtors Burlington Calabash Down Payment Assistance Realtors Calabash
Cape Fear Down Payment Assistance Realtors Cape Fear Carolina Beach Down Payment Assistance Realtors Carolina Beach Cary Down Payment Assistance Realtors Cary Chapel Hill Down Payment Assistance Realtors Chapel Hill
Charlotte Down Payment Assistance Realtors Charlotte Clarkton Down Payment Assistance Realtors Clarkton Clayton Down Payment Assistance Realtors Clayton Concord Down Payment Assistance Realtors Concord
Corolla Down Payment Assistance Realtors Corolla Creedmoor Down Payment Assistance Realtors Creedmoor Dallas Down Payment Assistance Realtors Dallas Davidson Down Payment Assistance Realtors Davidson
Deep Gap Down Payment Assistance Realtors Deep Gap Duck Down Payment Assistance Realtors Duck Dudley Down Payment Assistance Realtors Dudley Durham Down Payment Assistance Realtors Durham
East Durham Down Payment Assistance Realtors East Durham Farmville Down Payment Assistance Realtors Farmville Fayetteville Down Payment Assistance Realtors Fayetteville Flowes Store Down Payment Assistance Realtors Flowes Store
Forest Oaks Down Payment Assistance Realtors Forest Oaks Fort Bragg Down Payment Assistance Realtors Fort Bragg Franklin Down Payment Assistance Realtors Franklin Fuquay Varina Down Payment Assistance Realtors Fuquay Varina
Garner Down Payment Assistance Realtors Garner Gastonia Down Payment Assistance Realtors Gastonia Goldsboro Down Payment Assistance Realtors Goldsboro Greensboro Down Payment Assistance Realtors Greensboro
Greenville Down Payment Assistance Realtors Greenville Hayesville Down Payment Assistance Realtors Hayesville Hickory Down Payment Assistance Realtors Hickory High Point Down Payment Assistance Realtors High Point
Hillsborough Down Payment Assistance Realtors Hillsborough Hope Mills Down Payment Assistance Realtors Hope Mills Huntersville Down Payment Assistance Realtors Huntersville Indian Trail Down Payment Assistance Realtors Indian Trail
Kannapolis Down Payment Assistance Realtors Kannapolis Kill Devil Hills Down Payment Assistance Realtors Kill Devil Hills Kinston Down Payment Assistance Realtors Kinston Kitty Hawk Down Payment Assistance Realtors Kitty Hawk
Knightdale Down Payment Assistance Realtors Knightdale La Grange Down Payment Assistance Realtors La Grange Lenoir Down Payment Assistance Realtors Lenoir Lexington Down Payment Assistance Realtors Lexington
Lincolnton Down Payment Assistance Realtors Lincolnton Louisburg Down Payment Assistance Realtors Louisburg Lowell Down Payment Assistance Realtors Lowell Lumberton Down Payment Assistance Realtors Lumberton
Manteo Down Payment Assistance Realtors Manteo Matthews Down Payment Assistance Realtors Matthews McAdenville Down Payment Assistance Realtors McAdenville Mebane Down Payment Assistance Realtors Mebane
Mint Hill Down Payment Assistance Realtors Mint Hill Monroe Down Payment Assistance Realtors Monroe Mooresville Down Payment Assistance Realtors Mooresville Morganton Down Payment Assistance Realtors Morganton
Morrisville Down Payment Assistance Realtors Morrisville Mount Gilead Down Payment Assistance Realtors Mount Gilead Mount Holly Down Payment Assistance Realtors Mount Holly Mount Olive Down Payment Assistance Realtors Mount Olive
Murphy Down Payment Assistance Realtors Murphy Nags Head Down Payment Assistance Realtors Nags Head Nashville Down Payment Assistance Realtors Nashville New Bern Down Payment Assistance Realtors New Bern
Oak Island Down Payment Assistance Realtors Oak Island Oakboro Down Payment Assistance Realtors Oakboro Pikeville Down Payment Assistance Realtors Pikeville Raeford Down Payment Assistance Realtors Raeford
Raleigh Down Payment Assistance Realtors Raleigh Richfield Down Payment Assistance Realtors Richfield Roanoke Rapids Down Payment Assistance Realtors Roanoke Rapids Rocky Mount Down Payment Assistance Realtors Rocky Mount
Smithfield Down Payment Assistance Realtors Smithfield Southport Down Payment Assistance Realtors Southport Stanley Down Payment Assistance Realtors Stanley Statesville Down Payment Assistance Realtors Statesville
Tarboro Down Payment Assistance Realtors Tarboro Vilas Down Payment Assistance Realtors Vilas Wake Forest Down Payment Assistance Realtors Wake Forest Wanchese Down Payment Assistance Realtors Wanchese
Washington Down Payment Assistance Realtors Washington Waxhaw Down Payment Assistance Realtors Waxhaw Weddington Down Payment Assistance Realtors Weddington Wendell Down Payment Assistance Realtors Wendell
Whiteville Down Payment Assistance Realtors Whiteville Wilkesboro Down Payment Assistance Realtors Wilkesboro Willow Spring Down Payment Assistance Realtors Willow Spring Wilmington Down Payment Assistance Realtors Wilmington
Wilson Down Payment Assistance Realtors Wilson Winston Salem Down Payment Assistance Realtors Winston Salem Winterville Down Payment Assistance Realtors Winterville Woodleaf Down Payment Assistance Realtors Woodleaf
Youngsville Down Payment Assistance Realtors Youngsville Zebulon Down Payment Assistance Realtors Zebulon


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