New Jersey Down Payment Assistance

The American Dream Down Payment Act is a down payment assistance initiative that allows grants to be given to participating jurisdictions to assist low-to-mid-income families and uniformed employees such as, policemen, firemen, sanitation, maintenance workers, and teachers who are employees of the participating state to achieve homeownership.

Grants made available under this initiative may be used only for down payment assistance toward the purchase of single family housing by eligible families. The allocation formula for the grant amounts are done by considering the state of New Jersey or the participating jurisdiction's prior year's commitment to assistance to homebuyers, the formula shall consider amounts committed to such purpose under the home investment partnerships program, the community development block grant program, mortgage revenue bonds, and prior year's funding from State and local governments, provided that the data underlying such funding is uniform, verifiable, and accurate by the State and local government, and shall consider other factors that the Secretary determines to be appropriate.

Are you eligable for the New Jersey State Down Payment Assistance Program?

Fill out our Down Payment Assistance Application for a free consultation.

State Representatives & Participating Jurisdictions
View Official White House Documents & Press Releases.	View a copy of HR1276: The American Dream Downpayment Act	List your program with our National Down Payment Assistance Directory.

National Down Payment Assistance Resources:

	Federal Housing Credit Housing Assistance links and information, Good credit or low credit mortgage information, Credit repair and Foreclosure Guides.
	FHA - GRANTS Directory from Google to FHA Housing Grants
	FHA Home Loans FHA Home Loans and Lenders with the best rates. Information on $8,000 Federal Housing Tax Credit.
	FREE Credit Reports - See ALL 3 National Scores Online FREE See All 3 National Credit Scores & 3 Reports Instantly, Online & Free!
	Lowst Rates on FHA loans - Lending Tree Lending Tree FHA Loan Guide - Get the best rates for you FHA loan with Lending Tree.
	Refinance FHA Loans Information about the various refinance options for FHA mortgages and FHA Reverse Mortgages
	USA Down Payment Assistance Guide A guide & application to receiving down payment assistance through government and privately held funding available for mid to low income families.
	Down Payment Grant Money A directory of links and services for first time home buyers, real estate, down payment assistance, mortgages, american dream
	Federal Housing Mortgage Lists of FHA Loan websites and information
	Opening Doors - A Housing Initiative for the Disability Community Opening Doors is a housing initiative designed to provide information and technical assistance on affordable housing issues to people with disabilities, their families, advocates, and service providers across the United States.

New Jersey Down Payment Assistance Resources:

New Jersey Housing Mortgage and Finance Authority New Jersey Down Payment Assistance - The HMFA's Single Family Division provides a variety of residential mortgage financing programs. These programs primarily serve low, moderate and middle income first-time home buyers and urban home buyers

New Jersey Realtors By City:

	Atlantic City		Barnegat		Barnegat Light		Bayonne
	Bayville		Beach Haven		Berkeley		Brick
	Bricktown		Bridgewater		Camden		Cedar Grove
	Chatham		Cherry Hill		Clifton		Colts Neck
	Columbus		Denville		Dover		Dumont
	East Orange		Edgewater		Edison		Egg Harbor City
	Elizabeth		Ellis Island		Englewood Cliffs		Ewing
	Fair Lawn		Forked River		Fort Lee		Franklin Lakes
	Freehold		Glen Ridge		Glen Rock		Hasbrouck Heights
	Howell		Jackson		Keansburg		Lakewood
	Lavallette		Little Ferry		Long Branch		Madison
	Mahwah		Manahawkin		Marlboro		Maywood
	Middletown		Montclair		Montville		Morris Plains
	Morristown		Mount Arlington		Mount Laurel		New Gretna
	Ocean City		Oradell		Palisades Park		Paramus
	Point Pleasant Beach		Princeton		Ramsey		Randolph
	Ridgewood		Riverside		Rockaway		Rumson
	Sewell		Sicklerville		Spring Lake		Swedesboro
	Teaneck		Tenafly		Toms River		Tuckerton
	Union		Voorhees		West Creek		West Orange
	Wildwood		Williamstown		Wyckoff