Oregon Down Payment Assistance

The American Dream Down Payment Act is a down payment assistance initiative that allows grants to be given to participating jurisdictions to assist low-to-mid-income families and uniformed employees such as, policemen, firemen, sanitation, maintenance workers, and teachers who are employees of the participating state to achieve homeownership.

Grants made available under this initiative may be used only for down payment assistance toward the purchase of single family housing by eligible families. The allocation formula for the grant amounts are done by considering the state of Oregon or the participating jurisdiction's prior year's commitment to assistance to homebuyers, the formula shall consider amounts committed to such purpose under the home investment partnerships program, the community development block grant program, mortgage revenue bonds, and prior year's funding from State and local governments, provided that the data underlying such funding is uniform, verifiable, and accurate by the State and local government, and shall consider other factors that the Secretary determines to be appropriate.

Are you eligable for the Oregon State Down Payment Assistance Program?

Fill out our Down Payment Assistance Application for a free consultation.

State Representatives & Participating Jurisdictions
View Official White House Documents & Press Releases.	View a copy of HR1276: The American Dream Downpayment Act	List your program with our National Down Payment Assistance Directory.

National Down Payment Assistance Resources:

	Federal Housing Credit Housing Assistance links and information, Good credit or low credit mortgage information, Credit repair and Foreclosure Guides.
	FHA - GRANTS Directory from Google to FHA Housing Grants
	FHA Home Loans FHA Home Loans and Lenders with the best rates. Information on $8,000 Federal Housing Tax Credit.
	FREE Credit Reports - See ALL 3 National Scores Online FREE See All 3 National Credit Scores & 3 Reports Instantly, Online & Free!
	Lowst Rates on FHA loans - Lending Tree Lending Tree FHA Loan Guide - Get the best rates for you FHA loan with Lending Tree.
	Refinance FHA Loans Information about the various refinance options for FHA mortgages and FHA Reverse Mortgages
	USA Down Payment Assistance Guide A guide & application to receiving down payment assistance through government and privately held funding available for mid to low income families.
	Down Payment Grant Money A directory of links and services for first time home buyers, real estate, down payment assistance, mortgages, american dream
	Federal Housing Mortgage Lists of FHA Loan websites and information
	Opening Doors - A Housing Initiative for the Disability Community Opening Doors is a housing initiative designed to provide information and technical assistance on affordable housing issues to people with disabilities, their families, advocates, and service providers across the United States.

Oregon Down Payment Assistance Resources:

	Oregon Housing and Community Service - En Espanol - The Official Home of the "Oregon Bond" Loan Programa de Asistencia Para La Compra de Casas - Down Paymet Assistance
	Oregon Housing and Community Service - The Official Home of the "Oregon Bond" Loan Downpayment & Closing Cost Assistance - Most downpayment assistance programs are limited to serving low-income first time homebuyers, who earn not more than 80% of the area median income adjusted for household size

Oregon Realtors By City:

	Albany		Aloha		Ashland		Beaverton
	Bend		Central Point		Clackamas		Coos Bay
	Corvallis		Cove		Dallas		Elgin
	Enterprise		Estacada		Eugene		Farmington Mall
	Florence		Grants Pass		Gresham		Hillsboro
	Hood River		Keizer		Klamath Falls		La Grande
	Lake Oswego		Medford		Milwaukie		Oregon City
	Portland		Roseburg		Salem		Sherwood
	Springfield		Tigard		Tualatin		Union
	West Linn		Wilsonville