Texas Down Payment Assistance

The American Dream Down Payment Act is a down payment assistance initiative that allows grants to be given to participating jurisdictions to assist low-to-mid-income families and uniformed employees such as, policemen, firemen, sanitation, maintenance workers, and teachers who are employees of the participating state to achieve homeownership.

Grants made available under this initiative may be used only for down payment assistance toward the purchase of single family housing by eligible families. The allocation formula for the grant amounts are done by considering the state of Texas or the participating jurisdiction's prior year's commitment to assistance to homebuyers, the formula shall consider amounts committed to such purpose under the home investment partnerships program, the community development block grant program, mortgage revenue bonds, and prior year's funding from State and local governments, provided that the data underlying such funding is uniform, verifiable, and accurate by the State and local government, and shall consider other factors that the Secretary determines to be appropriate.

Are you eligable for the Texas State Down Payment Assistance Program?

Fill out our Down Payment Assistance Application for a free consultation.

State Representatives & Participating Jurisdictions
View Official White House Documents & Press Releases.	View a copy of HR1276: The American Dream Downpayment Act	List your program with our National Down Payment Assistance Directory.

National Down Payment Assistance Resources:

	Federal Housing Credit Housing Assistance links and information, Good credit or low credit mortgage information, Credit repair and Foreclosure Guides.
	FHA - GRANTS Directory from Google to FHA Housing Grants
	FHA Home Loans FHA Home Loans and Lenders with the best rates. Information on $8,000 Federal Housing Tax Credit.
	FREE Credit Reports - See ALL 3 National Scores Online FREE See All 3 National Credit Scores & 3 Reports Instantly, Online & Free!
	Lowst Rates on FHA loans - Lending Tree Lending Tree FHA Loan Guide - Get the best rates for you FHA loan with Lending Tree.
	Refinance FHA Loans Information about the various refinance options for FHA mortgages and FHA Reverse Mortgages
	USA Down Payment Assistance Guide A guide & application to receiving down payment assistance through government and privately held funding available for mid to low income families.
	Down Payment Grant Money A directory of links and services for first time home buyers, real estate, down payment assistance, mortgages, american dream
	Federal Housing Mortgage Lists of FHA Loan websites and information
	Opening Doors - A Housing Initiative for the Disability Community Opening Doors is a housing initiative designed to provide information and technical assistance on affordable housing issues to people with disabilities, their families, advocates, and service providers across the United States.

Texas Down Payment Assistance Resources:

	Texas - Denton County Housing Finance Corporation - 4% Down Payment Assistance 4% Down Payment Assistance and Closing Cost Assistance
	City of Austin DPA Austin Housing Finance Cororation
	Home of Your Own Texas housing program The Texas Home of Your Own Coalition (HOYO) is committed to making homeownership a reality for Texans with disabilities. Through HOYO, disability advocacy organizations, government housing agencies, realtors, private lenders and others join forces to help
	Tarrent County Housing Partnership Tarrent County Texas
	Texas - Austin - Home of Your Own - Down Payment Assistance for People with Disabilities START-UP provides down payment assistance and funds to modify inaccessible homes for eligible HOYO participants (based on program guidelines).
	Texas - Bexar County Down Payment Assistance Program Eligible first-time homebuyers may receive 6% and 4% in down payment and closing cost assistance to purchase homes located in Bexar County. down payment assistance will be calculated based on the final loan amount and is based on first availabile
	Texas - City of Houston - Housing and Community Development - Single Family Mortgage Assistance Programs Homebuyers assistance for purchase of a New Home - Eligible homebuyers may receive up to $9,500 for down payment, closing costs and prepaid items.
	Texas - Dallas - Mortgage Assistance Program (MAP) and Down Payment Assistance Provides first-time homebuyers with below market (mortgage) interest rate financing through the Dallas Housing Finance Corporation. In addition, the Program provides down payment and closing cost assistance
	Texas - Fort Worth Homeownership Programs - Down Payment Assistance First-time homebuyers — or those who have not owned a home in the last three years — may be eligible for grants of up to $3,000 to help pay closing costs and/or down payments.
	Texas - Lubbock Housing - Down Payment Assistance Loan Program The Welcome Home Program provides down payment and closing cost assistance in the form of a gift. It is aimed at buyers who have acceptable credit
	Texas Cares Texas Cares is a low-cost down payment assistance program endorsed by the Texas Association of Realtors and powered by GiftFunder.
	Texas Department of Housing and Community Affairs - First Time Home Buyer Program Down Payment Assistance - The State of Texas offer down payment assistance and closing cost assistance to qualified homebuyers

Texas Realtors By City:

	Abilene		Adams Gardens		Addicks Barker		Addison
	Alamo Heights		Aledo		Alice		Amarillo
	Anna		Anthony		Argyle		Arlington
	Arroyo		Austin		Avondale		Azle
	Baytown		Beaumont		Bedford		Beeville
	Bellaire		Belton		Benbrook		Blue Mound
	Boerne		Brenham		Brownsville		Bryan
	Burleson		Caldwell		Canyon Lake		Carlton
	Carrollton		Cedar Park		Chaffee Village		China Spring
	Cloverleaf		Cockrell Hill		College Station		Colleyville
	Conroe		Coppell		Copperas Cove		Corinth
	Corpus Christi		Crowley		Dallas		Denton
	Desoto		Dewalt		Double Oak		Dripping Springs
	Edinburg		El Paso		Euless		Fairview
	Farmers Branch		Flower Mound		Fort Worth		Friendswood
	Frisco		Garland		Georgetown		Granbury
	Grapevine		Harker Heights		Harlingen		Haslet
	Heath		Helotes		Hewitt		Highland Park
	Highland Village		Hill Country Village		Houston		Hurst
	Irving		Katy		Keller		Kennedale
	Killeen		Kingsville		Lakeway		League City
	Leander		Lewisville		Little Elm		Lorena
	Los Fresnos		Lubbock		Magnolia		Mansfield
	McKinney		Missouri City		Montgomery		Navasota
	New Braunfels		North Richland Hills		Old Round Rock		Palestine
	Palo Pinto		Pearland		Pflugerville		Plano
	Port Isabel		Rhome		Richardson		Roanoke
	Robinson		Robstown		Rockwall		Round Rock
	Rowlett		Royse City		Sachse		San Antonio
	San Benito		Schertz		Shady Shores		Southlake
	Spring		Sugar Land		Sunnyvale		Temple
	The Colony		The Woodlands		Tomball		Trophy Club
	University Park		Waco		Weatherford		West Lake Hills
	Westlake		Westover Hills		Willis		Woodway